Hostile Takeovers: Are Banks Threatened by FinTechs?


FinTechs aim to revolutionize the traditional banking sector. However, it is unlikely that they will develop large disruptive potential in Germany. The New Institutional Economics helps to predict in which banking divisions FinTechs are more likely to succeed. If the start-ups are unable to build up customer confidence and to generate real added value, then it seems to be more promising to cooperate with banks than to challenge them.


Peter Scholz (2018): Hostile Takeovers: Are Banks Threatened by FinTechs? SSRN.

Link to Article

In January 2017, this article has been published with the title “Droht den Banken die
feindliche Übernahme durch FinTechs?” in the German journal Corporate Finance No.
01-02, p. 3-7. It is published on SSRN in English language with authorization of the

Privatanleger auf dem Finanzmarkt — Workshop in Frankfurt / Main

Warum legen verhältnismäßig wenige Deutsche ihr Geld in Aktien und anderen Wertpapieren an? Was müsste man tun, damit die Privatanleger ihr Verhalten verändern? Ist der Finanzmarkt schlicht zu komplex für Privatanleger?

Diesen und anderen Fragen gingen die Teilnehmer auf dem Workshop Privatanleger auf dem Finanzmarkt vom 15. bis 16. Februar in Frankfurt / Main nach.